![]() ![]() What if I don't sell anything in my country, than move to the country where I don't need to pay capital gains tax and sell?.You say I must pay taxes when selling stock or crypto? When and how?.Taxes on investments (capital gain and dividend).I just want to invest money on a long-term and forget, how do I do that? What approach is simplest of all?.I don't know anything about stock market, but want to.How do I tranfer money or do currency conversion with lower fees?.And this one that claims to show how a $350,000 salary barely qualifies as middle class. Take the Seattle couple who raised eyebrows for giving $13,000 a year to a church - and putting just $3,000 into savings. ![]() This popular post brings to mind previous viral budget charts on Reddit. “And in our defense, we live right next to some really good restaurants,” he added. “We also have an agreement to save anything we can for eating out at new restaurants and for travel, which both give us a lot of joy,” he wrote in the comments. The original Reddit poster also explained that he didn’t list miscellaneous expenditures because the couple prioritizes spending disposable income on going out. A July 2021 Center for American Progress report found that “families with infants would need to pay nearly $16,000 per year on average to cover the true cost of child care.” And the cost of child care has certainly risen since then. Department of Agriculture’s most recent “cost of raising a child” report. Indeed, the average cost of raising a child to age 18 was $233,610, or about $12,980 per year as of 2015 - the date of the U.S. This person mused that if the couple did have children, then “all that savings, spin class, political contributions go bye bye and are replaced with ‘daycare.’ ” “They have no kids,” wrote one commenter. And then there’s the $5,600 for political contributions. Several readers noted in the Reddit thread that since this couple isn’t spending thousands of dollars on child care, gas or car payments (instead taking advantage of their city’s expansive subway system), then they have the extra cash to put toward restaurants … and the $6,084 marked out for spin classes and Brazilian jiu jitsu. Or the $1,350 spent on books. In fact, several analysts reportedly told the Wall Street Journal recently that they expect consumers to have a bigger appetite for dining, travel and other services this year - and pivot away from buying products as they did in the earlier, stockpiling phases of the pandemic. So this NYC couple trending on Reddit isn’t alone in their desire to dine out, even if they are spending more than five times what the average household was dropping on this category in 2019. “The data suggests that Americans are reaching into their wallets to treat themselves (and support local businesses) about a year into the pandemic,” the report said. But as the country has reopened and more people have gotten vaccinated against the virus, people are going out again.Īmericans spent 23.1% more at restaurants and takeout places in January 2021 than they did at the beginning of the pandemic in April 2020, according to a LendingTree analysis of Census Bureau data. Those numbers took a dip in 2020 as the COVID-19 pandemic, beginning that March, forced many businesses to temporarily close while people sheltered in place to slow the spread of the virus. household was spending $3,526 on food away from home in 2019. restaurant industry had steadily increased in the decade leading up to 2019, and exceeded $773 billion in 2019, according to Statista. Related: High inflation is eating up the budgets of American householdsĪnd these meal-ingredient costs can also be passed on to customers when they order takeout or dine in restaurants.īefore the pandemic, many people were going to restaurants or ordering takeout more often. So traditional staples such as beef, pork, chicken, dairy, eggs, sugar and coffee are all costing Americans more now when they go to the grocery store. Obviously, high inflation caused grocery prices to jump 6.5% in 2021, marking the biggest increase in 13 years. Now, Americans across the country have been spending more and more money on food. ![]()
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